Make sure you know your insurance policy number -- and, if possible, where a copy of your policy is. If you haven't read your policy, this is a very good time to review it. "Reading a policy isn't exciting, but it's very important," says John Egan, editor of InsuranceQuotes.com. Most policies will cover wind damage, and they will cover water damage if a tree crashes into your roof or your cross or steeple is blown away.
Once the storm is over, it's time to call your insurer. If you don't know the number, you can find the toll-free numbers of all the insurance companies at the III's website. Claims adjusters are just outside the storm area, waiting for local authorities to give them the go-ahead to enter devastated areas, says Bob Hartwig, president of III.
"It's crucial that you be with the adjuster when he surveys the storm damage", Egan says. Keep a notebook and write down everything he says, as well as the name of everyone you talk to at the insurance company. "Point out damage, take notes of what's happening and what the adjuster says and does," Egan says. "No one else will do that for you."
This is also an exceptional time to have a church steeple, cupola, steeplejack specialist available to evaluate the extent of damage, make temporary repairs and provide a detailed scope of work for repair. "Most sensible insurance companies and adjusters will require an inspection, if not, then you the owner must protect your investment and require this service so there is no repairs left undone".
Be wary of contractors who go door-to-door and ask for an upfront fee to fix storm damage, Hartwig says. Too often, they're scamsters who will take your money and scram.
CIS Steeplejack @ steepleusa.com and fiberglass cupola & steeple specialist Steepleleak @ steepleleak.com as seen in national news in USA Today, provides professional wind damage inspections, evaluations and repairs in the following areas;
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us today @ 330-461-6251 or toll free 888-256-0592 to speak with one of
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“PLEASE READ" - Weight of age pulls steeples from
heavens USA TODAY article - May 2011.